About Us...
We are a firm of financial advisers based in Kent , UK. Taking the appropriate financial advice can not only make you money, it can indeed save you money, protect the things you value in life and prepare you for unknown events that the future may hold.
Having accrued 20 years experience in the financial services industry it is our feeling that by improving our standards of knowledge it enables us to provide the most creative solutions to guide our clients’ along the path of financial advice.
We appreciate that financial advice is a sensitive and important area and the best results are achieved with a high level of understanding in respect of our clients’ objectives and aspirations founded on a long standing trusting relationship 
As independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for investment advice, retirement planning, inheritance tax planning or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients' needs.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. Usually a review will start with a very broad discussion of your concerns and aspirations, before moving on to a thorough financial review.
Following your initial review, we will take time to consider your situation, needs and priorities before writing a detailed financial report. We will discuss this face to face in a follow up meeting in which we'll fully explain our recommendations and agree affordable priorities to assist you in acheiving your objectives.
Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner.
Testimonials:
"Phil has been our IFA for some 10 years and we rely on him to advise us now in our business; and the recommendations and advice we receive is invaluable.” Julie Anderson, Director, RAP Office Refurbishments Ltd
“Phil is a great person to work with, he has an extensive knowledge of financial services products and has proven to be both trustworthy and reliable in dealing with the affairs of my clients.” Mark Friend, Managing Director, Friend and Grant Ltd, Chartered Accountants
“Phil builds the right solution tailored to your requirements. To some, financial services can be a bit daunting, but Phil has a fantastic approach that helps put you at ease and also has a way of explaining the options in a simple and easy to understand fashion.” Ian Barratt, Managing Director, Mind Strengths Ltd